61054 ZIP Code — Mount Morris, IL

Ogle County, Illinois

ZIP code 61054 is located in Mount Morris, Illinois, within Ogle County. It covers approximately 41.77 square miles and serves a population of 3,633 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 815/779.

About ZIP code 61054

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $126,600. Owner-occupancy sits near the national average at 66%.

Median household income is $48,387. SNAP benefit usage at 18% of households reflects economic stress in the area. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 61054 reflects a community defined by a trades-oriented workforce, a strong veteran community, a significant Social Security-dependent population, and elevated reliance on food assistance.

3,633

population

41.77

sq mi land

Standard

ZIP type

Central (CT)

timezone

61054 ZIP code map

Cities in ZIP code 61054

Below are the cities the US Postal Service accepts for ZIP code 61054. Using any city not on this list may result in mail delivery delays.

City	Status
Mount Morris	Acceptable
Mount Morris	Preferred

Nearby ZIP codes

61061 Oregon (5.4 mi) 61047 Leaf River (8 mi) 61064 Polo (8.3 mi) 61030 Forreston (8.9 mi) 61039 German Valley (10.6 mi) 61010 Byron (10.7 mi) 61015 Chana (12.2 mi) 61007 Baileyville (12.6 mi) 61084 Stillman Valley (13.9 mi) 61021 Dixon (15.8 mi) 61031 Franklin Grove (16.4 mi) 61051 Milledgeville (16.7 mi)

Demographics updated 05/2026

Population
Total population	3,633
Population density	87 / sq mi
State FIPS	17
County FIPS	141

Geography
Land area	41.77 sq mi
Water area	0.00 sq mi
Latitude	42.0519
Longitude	-89.4400
Timezone	Central (CT)
Area code	815/779

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.0%	39.0%	37.2%
$50k – $100k	29.4%	36.1%	29.6%
$100k – $200k	18.6%	21.2%	24.4%
Over $200k	0.0%	3.7%	8.8%

Demographics & statistics

3,633

Population

People per sq mi

48.2

Median age

$48,387

Median household income

$29,672

Per capita income

$126,600

Median home value

$507

Median monthly rent

65.9%

Home ownership

14.3%

Poverty rate

3.9%

Unemployment

1,275

Housing units

17.1%

Bachelor's or higher

Age distribution

Male Female

191

Under 5

222

112

5–9

131

102

10–14

119

15–19

20–24

196

25–34

228

121

35–44

140

213

45–54

247

55–59

60–64

236

65–74

275

141

75–84

163

161

85+

187

← Male

Female →

Age summary

Group	Count	%
Under 18	966	26.6%
18 and over	2,667	73.4%
65 and over	1,163	32.0%
Median age	48.2 years

Race & ethnicity

White 95.1%

Two or more races 3.1%

Black or African American 1.3%

Asian 0.2%

Hispanic or Latino 0.2%

Other race 0.2%

Group	Count	%
White	3,460	95.1%
Two or more races	112	3.1%
Black or African American	48	1.3%
Asian	7	0.2%
Hispanic or Latino	6	0.2%
Other race	6	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.0%	39.0%	37.2%
$50k – $100k	29.4%	36.1%	29.6%
$100k – $200k	18.6%	21.2%	24.4%
Over $200k	0.0%	3.7%	8.8%

Under $10k 6.5%

$10k–$15k 4.2%

$15k–$25k 22.7%

$25k–$35k 6.4%

$35k–$50k 11.3%

$50k–$75k 20.2%

$75k–$100k 11.1%

$100k–$150k 12.4%

$150k–$200k 5.1%

Range	% of households
Under $10k	6.5%
$10k–$15k	4.2%
$15k–$25k	22.7%
$25k–$35k	6.4%
$35k–$50k	11.3%
$50k–$75k	20.2%
$75k–$100k	11.1%
$100k–$150k	12.4%
$150k–$200k	5.1%
Median income	$48,387

Housing

Home values

Under $50k 10.3%

$50k–$100k 25.6%

$100k–$150k 26.6%

$150k–$200k 9.4%

$200k–$300k 17.5%

$300k–$500k 10.6%

Housing overview

Metric	Value
Median home value	$126,600
Median rent / month	$507
Owner occupied	65.9%
Renter occupied	34.1%
Vacant	5.6%
Single-family detached	65.6%
Large apartment buildings	13.2%
Mobile homes	9.3%
Median rooms	5.4
Avg household size (owned)	2.03

Year built

Era	%
2020 or later	0.0%
2010–2019	0.8%
2000–2009	9.9%
1990–1999	5.8%
1980–1989	13.1%
1970–1979	12.5%
1960–1969	10.6%
1950–1959	13.7%
1940–1949	12.0%
1939 or earlier	21.5%

Bedrooms

Size	% of units
No bedroom (studio)	4.1%
1 bedroom	13.6%
2 bedrooms	24.0%
3 bedrooms	41.1%
4 bedrooms	15.4%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	15.1%
1 vehicle	40.7%
2 vehicles	24.1%
3 or more	20.0%

Heating fuel

Fuel type	%
Utility gas	62.4%
Electricity	22.4%
Propane / LP gas	6.2%
Fuel oil	1.9%
Wood	1.1%
No fuel used	6.1%

Households & families

Household type	Count	%
Married-couple family	522	29.4%
Cohabiting couple	110	6.2%
Male householder, no spouse	495	27.9%
Female householder, no spouse	649	36.5%
Households with children under 18	385	21.7%
Households with seniors (65+)	848	47.7%
Average household size	1.98

Marital status

Status	Male	Female
Never married	26.8%	24.0%
Married	45.5%	39.3%
Separated	7.8%	0.6%
Widowed	6.3%	25.7%
Divorced	13.7%	10.5%

Education

Less than 9th grade 4.4%

Some HS, no diploma 12.2%

HS graduate 34.0%

Some college, no degree 19.7%

Associate's degree 12.7%

Bachelor's degree 9.0%

Graduate / professional 8.1%

Metric	%
HS diploma or higher	83.4%
Bachelor's or higher	17.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	204	24.6%
Kindergarten	32	3.9%
Elementary school	239	28.9%
High school	196	23.7%
College / grad school	157	19.0%

Employment

Industry of employment

Education & healthcare 22.0%

Manufacturing 18.8%

Finance & real estate 11.7%

Transportation & utilities 9.5%

Arts, food & hospitality 8.8%

Professional & management 7.8%

Retail trade 6.4%

Other services 5.0%

Wholesale trade 3.0%

Public administration 3.0%

Construction 2.6%

Agriculture & mining 1.4%

Occupation

Category	%
Management, business & arts	38.0%
Service	21.0%
Sales & office	18.4%
Natural resources & construction	6.9%
Production & transportation	15.8%

Employment type

Type	%
Private sector	86.4%
Government	6.1%
Self-employed	7.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.6%
Carpool	20.1%
Public transit	0.5%
Walk	0.5%
Work from home	4.1%
Other means	1.1%
Avg commute (minutes)	21.1

Poverty

All people 14.3%

Under 18 years 26.2%

18 and over 10.0%

Married-couple families 11.1%

Female-led households 0.0%

Income support

Source	% of households
Social Security	47.2%
Retirement income	33.8%
Supplemental Security	3.6%
Cash public assistance	6.1%
Food stamps / SNAP	17.6%

Health indicators

Condition	%
Obesity	36.5%
High blood pressure	38.1%
High cholesterol	36.3%
Diabetes	11.3%
Heart disease	8.3%
Stroke	3.9%
Asthma	9.8%
Arthritis	30.4%
Kidney disease	3.5%
Pulmonary disease	8.7%
Cancer	8.3%

Behavior / access	%
Smoking	18.2%
Binge drinking	13.7%
No physical activity	27.4%
Less than 7 hrs sleep	30.5%
Depression	17.5%
Fair or poor health	16.2%
Poor mental health	12.6%
Poor physical health	11.2%
No health insurance	11.0%
Visited doctor (checkup)	77.9%
Visited dentist	62.9%
Cholesterol screening	90.3%
Teeth loss	16.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	365	13.7%

Disability	%
Any disability	14.1%
Under 18	0.0%
18–64 years	4.7%
65 and over	40.3%

Health insurance coverage

Type	%
Private insurance	72.0%
Public insurance	51.3%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,220	88.6%
Spanish	7	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	7	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,571	98.3%
Born in same state	3,557	97.9%
Born in different state	2,694	74.2%
Foreign born	14	0.4%
Naturalized citizen	62	1.7%
Not a US citizen	55	88.7%

Ancestry

Ancestry	Count	%
Italian	561	15.4%
Polish	370	10.2%
Arab	134	3.7%

Ancestry	Count	%
French	122	3.4%
Norwegian	17	0.5%
English	8	0.2%

Technology access

Metric	% of households
Computer access	48.9%
Internet access	73.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 61054

What city is ZIP code 61054 in?

ZIP code 61054 is primarily assigned to Mount Morris, Illinois.

What county is ZIP code 61054 in?

ZIP code 61054 falls within Ogle County, Illinois.

Does ZIP code 61054 have an older population?

32% of residents in ZIP code 61054 are 65 or older, above the national average of ~17%.

Does ZIP code 61054 have a large retiree population?

47% of households in ZIP code 61054 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 61054 have a large veteran population?

14% of civilians in ZIP code 61054 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 61054?

The median home value in ZIP code 61054 is $126,600.

What timezone is ZIP code 61054 in?

ZIP code 61054 observes the CST timezone.